Online Graduate Program Rotating Class Schedule

Plan Ahead Are you a current student in one of Warner’s online graduate programs and are looking to find out what classes to take next? We’re here to help you plan out your next steps. Our online graduate classes are offered on a regularly rotating schedule. Select your program in the spreadsheet below to see … Read Post

The Inauguration of Dr. Gentry Sutton

Fourth President of Warner University On October 23, 2025 at 2 p.m. Warner University will hold the inauguration ceremony for Dr. Gentry Sutton at First Baptist Church of Lake Wales. The day, which will include installation of the president, musical performances, and guest speakers, will coincide with Homecoming weekend. To RSVP, please contact Jessica Nelson … Read Post

Stover Hall

Holland Hall dorm at Warner University

Meet Warner’s Brand New Residence Hall Currently being constructed to the north of Holland Hall, Stover Hall is a brand new freshman-only residence hall. This is a four floor co-ed residence hall, with two floors being female-only, and two floors being male-only. The first floor will have a fitness center and a large laundry room … Read Post

Online Program Rotating Class Schedule

Plan Ahead Are you a current student in one of Warner’s online programs and are looking to find out what classes to take next? We’re here to help you plan out your next steps. Our online classes are offered on a regularly rotating schedule. Select your program in the spreadsheet below to see what courses … Read Post

Research

Resources Doing academic research can be hard, but at Warner, you don’t have to do it alone! Find resources below to assist you in writing a research paper. Get in Touch Questions? Visit the Library’s contact page here, or contact our Library Coordinator below.

Contact Us

Get in Touch Have questions? Need more help? Contact our library team below for more information. You can contact the Resource Center’s circulation desk by: You can also reach out to our Library Coordinator directly below! You can schedule an in-person research appointment here. Connect with us on Instagram @warner_library!

Agricultural Studies

Growing Your Future Warner University is proud to be one of the few schools in the state of Florida to offer a fully fledged Agriculture program. Our Agricultural Studies department boasts its own building on campus: The Swindle Agricultural Complex. That complex is fitted with state-of-the-art equipment to help you make an easy transition from … Read Post

Communication Arts

Tell Your Story Warner’s Communications Arts department is here to help you learn how to tell your story. All of the Comm Arts programs will teach you the theories and methods behind effective and compelling communications. The Communications and Sports Communications degrees focus more on digital communications, encompassing radio, photography, film and more. The English … Read Post

Business Administration

Make it Your Business Warner’s Business Administration department is one of our largest. Our faculty all come from a diverse array of business backgrounds and bring their own unique expertise into the classroom. Many of them still operate their own businesses while teaching at Warner! Our business programs allow you to choose your own desired … Read Post

Exercise and Sport Studies

Get in the Game The Exercise and Sport Studies department helps turn your passion for sports into your education and a potential career. At Warner, we have many student athletes, so we know how important exercise and sports are. We strive to pursue athletic excellence, on the field and in the classroom. The Exercise and … Read Post

Ministry

Faithfully Pursuing God’s Word  As a Christian university, ministry is at the heart of all of Warner’s programs. But, for those specifically called to vocational ministry, Warner’s Ministry program is here to train you for your call. Our Ministry program will equip you with the knowledge and skills necessary to spread the Word of God … Read Post

Music

Share Your Gift Warner’s Music department is here to help you hone your skills and share your gift. Not only does our Music department provide excellent instruction in the classroom, but you’ll be able to gain practical experience by participating in our worship team, choir, and other performance opportunities. We partner with local organizations like … Read Post

Natural Sciences and Mathematics

Explore and Learn Warner’s Natural Sciences and Mathematics department is here to help you tackle your scientific goals. The Natural Sciences and Mathematics department offers two majors. The Biology major is designed to be broad, but still customizable with electives. It is a good foundation for a variety of scientific careers or further education. The … Read Post

Social Sciences

Understand Your World Warner’s Social Sciences department is one of our most diverse departments. What all of the programs in this department hold in common is that they study different aspects of people and how they interact with each other. Studying in the Social Sciences department will allow you to understand your world better. Each … Read Post

Teacher Education

Teaching the Next Generation At Warner, we want to help equip future educators to become all that they can be. Our Teacher Education department offers undergraduate and graduate programs that will get you ready to take on the classroom. All of our faculty members have experience teaching in elementary, middle, or high school and are … Read Post

Careers

Explore Our Benefits Interested in a career at Warner University? Here is a look at our competitive benefits package for full-time employees! Ready to Join the Team? We’d love to get to know you! Take a look at our current job postings with the link below. Are you a current employee? Log into your benefits … Read Post

Meet the President

President Dr. Gentry Sutton We are happy to have Dr. Gentry Sutton serve as Warner’s fourth president. Click below to learn more about Dr. Sutton’s inauguration ceremony. Get to Know Dr. Sutton Dr. Sutton has more than 20 years of experience in higher education, having held leadership and academic positions at Sterling College (Kansas), Thomas … Read Post

Student Complaint Process

Students wanting to register a formal complaint or grievance with the intent to achieve resolution in an expeditiously fair and amicable manner should consult the Warner University Student Handbook. This handbook provides an overview and guidance on following the appropriate procedures as they relate to academic issues or other concerns. Students can also utilize the “Register a Suggestion … Read Post

Nondiscrimination Policy

Notice of Nondiscriminatory Policy As to Students Warner University admits students of any race, color, national and ethnic origin to all the rights, privileges, programs, and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, national and ethnic origin in administration of its … Read Post

Website Feedback

Let Us Know What You Think! We want to make sure that our website is always the best it can be! If you find outdated information or a link that is no longer working, please report it below! Resources

Privacy Policy

Privacy Policy This privacy policy has been compiled to better serve those who are concerned with how their Personally Identifiable Information (PII) is being used online. PII, as described in U.S. privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a … Read Post

Get Involved

Join the Fun Experiencing university life helps students grow and develop. Joining campus clubs and organizations can help students learn in many ways: mentally, socially, and spiritually. Clubs and organizations at Warner University aim to be excellent in areas like helping others, being community leaders, giving to good causes, and learning. To see a full … Read Post

Health and Wellness

Serving Mind, Body and Spirit Warner’s Student Life department is committed to helping you thrive in every aspect of your life while you’re here at Warner. That means that we care about your physical and mental health. We provide every student with resources to promote wellness. Counseling While all of Warner’s faculty and staff are … Read Post

Admissions Team

Get to Know the Team Our admissions team wants to get to know you personally! Get to know a little bit about each of the admissions team members below.

Send Us a Message

Get In Touch Our admissions team wants to hear from you! If you have any questions, fill out the form below and a member of our team will get back to you as soon as possible. Loading…

Transfer Students

You’re On Your Way To Becoming a Royal! Did you start your degree at another university but want to finish your education at Warner? That’s no problem! Our application for transfer students is here to help. At Warner, we care about both your faith and your education, making sure you have the best college experience. … Read Post

Online Students

Let Your Degree Work For You There are a lot of options for online education, and we’re excited you’re thinking about Warner University! At Warner, we care about both your faith and your education, making sure you have the best college experience. Don’t wait! Start your application today and move closer to the future God … Read Post

Williams Hall

Williams Hall at Warner University

Dorm Room Living Located on the North side of campus closest to Darby, Williams Hall is a male-only residence hall with 4 RAs and one RD. In the main lobby, there is a couch and TV. On the main floor, there is also a washer and dryer area. Most rooms are equipped with three twin … Read Post

Spencer Hall

Spencer Hall at Warner University

Welcome Home to Spencer Hall Located in the middle of campus, Spencer Hall is a male-only residence hall staffed by 4 RAs and one RD. On the main floor there is a lobby area. On each floor, there is a laundry room with washers and dryers. The rooms are suite-style meaning they can hold four … Read Post

Holland Hall

Holland Hall dorm at Warner University

Apartment Style Living Located on the north side of campus near Williams hall, Holland Hall is a female-only residence hall staffed by 6 RAs and one RD. On the main floor there is a huge lobby area with seating and a TV. On each floor, a movie room and a study room. The rooms are … Read Post

I-20 Process for International Students

The following is the process required to obtain an I-20 for international students. Step I: Notification of Admission  Step 2: Request I-20 Step 3: Next Steps Step 4: Arrival and Maintaining Status

Fulton Hall

Welcome Home to Fulton Hall Located on the west side of campus, Fulton Hall is a female-only dorm staffed by 4 Ras and one RD. On the main floor there is a lobby area. On each floor, there is a laundry room with two washers and two dryers. The rooms have two extra-long twin beds … Read Post

Experience Lake Wales

Experience Lake Wales One of the best parts about Warner is its location in central Florida where everything is within a 90-mile radius from campus including the Atlantic Ocean, the Gulf of Mexico, Disney World, Epcot Center, and other internationally popular tourist destinations. Things to Do Hotel and Travel Experience Lake Wales while staying in … Read Post

Loans and Work Study

Student Loans Many students take out loans to help fund a portion of their educational expenses.  Loans must be repaid, so plan your finances carefully and borrow only what you think you can afford to repay. For more information on federal loan regulations, click the button below.

Military Benefits

Veteran’s Benefits If you’re a veteran of the United States military, you may be eligible for help with the cost of college. You may also be eligible for aid because of the service death or disability of a spouse or parent. To find out, you’ll need to do the following: Important Internet Links for Veterans’ … Read Post

Grants

Free Government Aid Grants are a form of free aid that do not need to be repaid. Most grants are need-based and granted to you based on your income information inputted in your FAFSA. There are federal grants that are available all across the nation and Florida grants only available in this state. Both of … Read Post

Scholarships

Free Achievement-Based Aid Scholarships are free gifts used to pay for college-related costs. They are normally based on a form of achievement, usually academic or athletic. A scholarship does not need to be repaid. Warner Scholarships We award 100% of traditional, full-time undergraduate students a scholarship! If you are a recruited athlete, an athletic scholarship … Read Post

Understanding Actual Cost

Warner Isn’t Too Expensive For You Many students and families can see the sticker price of an education at Warner and get overwhelmed. It can be easy to imagine that you’d never be able to afford that number. But, the truth is that the sticker price doesn’t actually represent anyone’s actual cost. Through scholarships, grants … Read Post

Quality Enhancement Plan

Warner’s QEP As part of the decennial reaffirmation-of-accreditation process with the Southern Association of Colleges and Schools Commission on Colleges (SACSCOC), Warner University is currently engaged in the early stages of what SACSCOC terms the Quality Enhancement Plan, or QEP. The QEP is an initiative that each accredited institution executes as a way to demonstrate its … Read Post

Return to Campus

Welcome Back! All of us at Warner are so happy you’re returning to campus! We can’t wait to see you!  There are just a few more things to do in preparation and to get you set for your next Royal year! Please read through and submit all necessary forms. 1 Get Ready to Return Complete Online For Athletes Complete Online … Read Post

Dorm Packing List

What to Pack to Move In There is not an exact answer because it depends on what you personally will want or need, but here are some suggestions: What We Provide We’ll provide the basics: Decorating Your Room Only sticky tack and 3M hooks can be used to hang items in the dorms. As a … Read Post

Housing Policies

Residential Contract The Residential Contract is the terms and conditions of your campus housing. It is important that you read the document in its entirety as you will be held accountable for all the information contained in it. All students applying for campus housing agree to the Residential Contract when submitting a Housing Survey.  For … Read Post

New Student Housing Information

Getting a Room Assignment Once students have registered for classes and completed their housing survey they will then be placed in a residence hall. Specific room assignments are given once Royal Clearance is achieved. The Residence Life team will do their best to accommodate students’ preferences, but it isn’t guaranteed. Questions about room assignments or … Read Post

Statement of Faith

Statement of Faith The Warner University Statement of Faith does not exhaust the extent of our beliefs. The Bible itself, as the inspired, inerrant, and infallible Word of God that speaks with final authority concerning truth, morality, and the proper conduct of mankind, is the sole source of all that we believe. As the living … Read Post

Registrar Frequently Asked Questions

Frequently Asked Questions for the Registrar How Do I Request a Transcript? You can visit this page on requesting a transcript to learn more. How Can I Request a Letter Showing I Am Enrolled? A Certification Letter certifies enrollment status (full-time, half-time, less than half-time), along with giving the start and end dates of each … Read Post

FERPA Information

Notification of Rights Under the Family Education Rights and Privacy Act The Family Educational Rights and Privacy Act (FERPA) affords students certain rights with respect to their education records. These rights include: 1. The right to inspect and review the student’s education records within 45 days of the day the College receives a request for … Read Post

Host a Spiritual Growth Credit

Host a Spiritual Growth Credit Students are strongly encouraged to host Spiritual Growth programs. Students will need to have an on-campus faculty or staff advisor who is able to agree to Warner’s statement of faith. The Student Life office is happy to provide assistance for students establishing quality, substantive programming for their peers. We encourage … Read Post

Spiritual Growth and Chapel Credit Exemption

Spiritual Growth and Chapel Credit Exemption We want every student to experience God in the Chapel experience. However, if you believe your class schedule, internship experience, or other extenuating factor qualifies you for a chapel exemption, you can submit our Spiritual Growth Credit Exemption Form. Applications do not guarantee approval for exemption. See the stipulations … Read Post

Spiritual Growth Requirements

Spiritual Life Requirements All Warner traditional residential students are required to earn 21 Spiritual Growth Credits each semester. Commuter students are required to earn 16 spiritual growth credits. Residential students must earn 10 of their required 21 Spiritual Growth credits by attending the weekly chapel service in person. Additionally, all students (commuter and residential) are … Read Post

Family Education Rights and Privacy Act (FERPA)

Your Privacy Matters to Us Office of Accommodations: Upon matriculation, students may visit the Office of Accommodations during business hours to complete a FERPA release form in the presence of Disability Services personnel. All other FERPA forms must be completed as follows:

Guidelines for Documenting Disabilities

Guidelines for Documenting Disabilities Please note that all assigned academic accommodations granted to the student are determined by the level of the disability and its impact on learning. Warner University has developed a standard list of accommodations that are reasonable in nature to assist the student with a disability in achieving their academic goals. The … Read Post

Accommodations and Services We Offer

Accommodations and Services We Offer Please note that all assigned academic accommodations granted to the student are determined by the level of the disability and its impact on learning. Warner University has developed a standard list of accommodations that are reasonable in nature to assist the student with a disability in achieving their academic goals. … Read Post

Student Health Insurance

Student Health Insurance Warner University believes that access to health care is a human right. We are committed to removing any barriers or obstacles that may prevent students from seeking quality medical treatment. The University has partnered with FirstStudent to provide accessible and affordable health insurance for all traditional students through UnitedHealthcare. All students will … Read Post

Tax Information

Tax Information W-2 W-2’s are mailed out during the first couple weeks of January to the address that we have on file in payroll. If you have questions or address changes, please direct those to payroll@warner.edu. Address changes must be submitted in writing to the Business Office in person, by fax (863) 638-7225, or by email. … Read Post

Tuition Refund Policy

Tuition Refund Policy Tuition Refund for Regular Semester Courses (10 weeks or more in length): Registration is a contract between the University and the student. Students who withdraw or reduce the number of hours enrolled, for reasons beyond their control, may be entitled to a reduction in tuition charges, according to the following scale if … Read Post

Registration Restrictions

Registration Restrictions If you have a Registration Restriction on your account, you should contact the Financial Aid office.  There are different types of restrictions that would cause a hold.  They are: If you have questions concerning your hold, you may contact the Financial Aid office and ask to speak to your counselor.

Financial Aid Process

Financial Aid Process A college education is an important investment. At Warner, we want to make tuition costs manageable with the help of financial aid. There are three main steps involved in completing your Financial Aid process. Steps For Financial Aid 1 Step 1 Complete Your FAFSA: 2 Step 2 Complete the Financial Aid Process … Read Post

Graduation Information

Application for Graduation Complete an Application for Graduation before the beginning of the semester you intend to finish your degree program. The application process includes a degree audit. It takes time to complete, but it will help you correct omissions in your program. You must meet the requirements for the appropriate degree as listed under the section … Read Post

Experiential Learning Procedures

Experiential Learning Procedures Warner University faculty award credit for non-collegiate education training or course according to recommendations of the American Council of Education (ACE) or National College Credit Recommendation Service (NCCRS) as allowed by the Southern Association of Colleges and Schools Commission on Colleges. Prior Learning Assessment (PLA) The University faculty and staff accept the … Read Post

Transfer Credit Evaluation

Transfer Credit Evaluation The Warner University curriculum policies usually allow for a complete transfer of credit. If you have questions, contact the Admissions Office or the Registrar’s Office. Transfer credits can only be posted from an official transcript. Evaluation of transfer credit for all transfer applicants follows these criteria:

Transfer of Credits

Transfer of Credits Click here to see our policies on transfer credit evaluation. Warner University has Articulation Agreements with the public two-year colleges in Florida.
 To see an agreement for a specific major, click below. Experiential Learning Procedures Warner University accepts the principle that learning as a result of experience may be recognized for credit … Read Post

Duplicate Diploma

Ordering a Duplicate Diploma Need a duplicate of your diploma? It’s simple! Simply follow the steps below. If you have questions, please email registrar@warner.edu. 1 Step 1 Print, sign, and complete a diploma order form. 2 Step 2 Make a payment by clicking here. 3 Step 3 Return form for processing by emailing it to registrar@warner.edu.

Transcript Request

Ordering an Official Transcript We are happy to offer both paper and electronic official transcripts. Official transcripts bear the University seal and Registrar’s signature. All transcripts needing to be mailed must be ordered online through National Student Clearinghouse. Only order a transcript in-person if you are confident you will be able to deliver the transcript … Read Post

Meal Plans

Available plans Warner University offers three different meal plans to fit your situation. Each meal plan comes with a set number of “swipes” that you can use in the cafeteria or Student Union to get meals. Your swipe count will reset back to the full amount every week. Unused swipes do not roll over to … Read Post

Departments

Learn More About Warner’s Academic Departments Warner’s faculty and majors are split into nine different departments. Each of these departments tackle different subject areas. You will probably experience a little bit of every department during your time as a student at Warner through your general education classes. Once you move further into your major’s core … Read Post

Raines Hall

Welcome Home to Raines Hall Located on the west side of campus, Raines Hall is a male-only residence hall staffed by four RAs and one RD. On the main floor, there is a lobby area. On each floor, there is a laundry room with two washers and two dryers. The rooms have two extra-long twin … Read Post

Housing

Residence Life Warner University offers six dormitory options: three for male and three for female students. The newest residence hall, Holland Hall, provides female students with apartment-style living accommodations. All residence halls at Warner University have a Resident Director (RD) and several Resident Assistants (RAs). They help students get used to campus life, encourage them … Read Post

Spiritual Growth

Discover God’s Purpose for Your Life No matter where you are on your spiritual journey, we’re here to help guide you toward Christ-like character and intellectual maturity. To that end, we require all students to complete a set number of spiritual growth credits as part of their learning each semester. Spiritual growth is when you … Read Post

Net Price Calculator

Access Warner’s Net Price Calculator Clicking the button below will take you to external site that has our Net Price Calculator in it. By filling out the information required, you will get an estimate of what aid will be available to you and how much your actual cost will be.

Contact Admissions

We Want To Hear From You! Applying for college can be overwhelming. At Warner, we want to make sure you feel supported every step of the way. If you have any questions about the admissions process, our team is here to help you out. You can fill out the form below to send a message … Read Post

Readmission

Welcome Back! Sometimes life happens or breaks are needed. We get it and are so glad you’re choosing to pursue your education again! How to Apply Please complete your application by following these steps:

Certificate

Take Your Career Further Online certificate programs are available for both undergraduate and graduate students. We offer certificates in specialized subjects upon completion of a specified number of college credit courses. Credits from these courses may or may not be transferable toward an advanced degree. Students planning to pursue a formal academic degree should verify … Read Post

International

Become a Royal Today Warner welcomes students from all over the world, and we’re thrilled you’re interested in us! Our institution provides I-20 Visa services that could secure your time in the U.S. through an F-1 Visa. How to Apply Follow these steps from now until your arrival on campus to make a smooth transition! … Read Post

Dual Enrollment

Get Credits Early Dual enrollment at Warner University is an opportunity for high school students to earn college credit while also completing their high school requirements. We’re glad you’re here to learn more! You can take general education courses—available completely online—like college algebra, biology, intro to agriculture, and more, adding up to a significant amount … Read Post

Graduate

Take Your Career Further Warner’s graduate programs are here to help you dive deeper into your field. These advanced programs will immerse you in your subject matter more than ever before. Warner’s graduate programs are online and competitively priced, meaning getting a master’s degree at Warner is cheaper and faster than getting a master’s degree … Read Post

First-Time Students

You’re On Your Way To Becoming a Royal! Choosing a college is a BIG decision, and we’re excited you’re thinking about Warner University! At Warner, we care about both your faith and your education, making sure you have the best college experience. Don’t wait! Start your application today and move closer to the future God … Read Post

Tuition and Fees

Undergraduate Tuition and Fees While cost is often a major determining factor in choosing a university, the choice to attend a Christian university that offers an environment based on Christian values and morals, as well as peer and faculty support, is a choice that could positively affect a student for many years to come. The … Read Post

Leadership

President Dr. Gentry Sutton We are happy to have Dr. Gentry Sutton serve as Warner’s fourth president. Warner’s Presidential Cabinet Get to know Warner’s Presidential Cabinet! This team represents all of the major departments on campus. They are committed to helping Warner be the best that it can be. Learn more about our Cabinet with … Read Post

Dining

Feeling Hungry? Creative Dining Services is the food provider at Warner University.  There are two spots on campus where students can find dining services: the Alumni Dining Hall also known as “The Caf,” located in Rigel Student Center, and the Union which is also located in Rigel Student Center. Meal Plans Students who live on … Read Post

Accreditation

Warner University is proud to have accreditation with these agencies… SACSCOC Warner University is accredited by the Southern Association of Colleges and Schools Commission on Colleges to award Associate, Bachelor’s, and Master’s degrees. Questions about WU’s accreditation may be directed in writing to the Southern Association of Colleges and Schools Commission on Colleges at 1866 Southern … Read Post

Academic Support

A student pointing to another student's laptop

Get the Help You Need At Warner, we’re here to help you succeed and grow. We know that sometimes in order to reach success, you’ll need some extra support to reach your goals. Of course, all of our faculty and staff are ready to help you whenever you need, but we have three offices that … Read Post

At-A-Glance

Mission Warner University is committed to guiding individuals toward Christ-like character and intellectual maturity while equipping them to serve.  Fall 2025 Enrollment Fall 2025 Faculty Stats 5 Graduate Programs Entirely Online Got your sights set on a master’s degree? We got you covered. 92% of Students Participate in Athletics Whether its on the field, the court, … Read Post

Academic Calendar

Stay On Schedule Below is the full academic calendar for the 2025-2026 school year. This will give you important dates like the start of the semester and when mid-term and final exams are. Below the academic calendar is the finals schedule for the 2025-2026 school year. Important Dates Full Academic Calendar 2025-2026 Final Exam Schedule … Read Post

Library

Pontius Learning Resource Center (PLRC) The library has many things for students to borrow, like books, eBooks, magazines, streaming videos and music, and even children’s items. It also offers an online database and a lib guide. Resources Fall & Spring Semester Hours Monday – Thursday: 7:30 a.m.- 10 p.m. Friday: 7:30 a.m. – 4 p.m. … Read Post

Bookstore

Warner’s Book+ Textbook and Course Material Program The First Day Complete program makes getting your course materials more convenient and affordable. How It Works 1 Register for Classes After registering for courses, you will be automatically enrolled in the textbook and course material program. 2 Verify Your Order Starting 30 days before the first day … Read Post

Commencement

Ceremony Information When: Saturday, April 26, 2025 at 9 a.m. | Graduates need to check-in at 8 a.m. Where: On the Warner University Campus in the courtyard between the Pontious Learning Resource Center and the Rigel Student Center. Attendance: General admission seating is provided. No tickets are necessary. Cap & Gown / Announcement Ordering Place your order … Read Post

Parents & Families

Stay Engaged in Your Student’s Success The WU Family Experience portal is designed to enhance your Royal family experience by providing you with customized newsletters and 24/7 access to information, news, and resources curated just for family members of Warner University students. The WU Family Experience portal delivers the most current information to you on … Read Post

Royal Cup

Showcase Your Talent to Earn a Scholarship! The Royal Cup event is your chance to show what makes you special and how you can make a difference at Warner University. Plus, you can win scholarship money! Every student that qualifies for and attends the event is eligible for a $14,000 a year scholarship. One lucky … Read Post

Financial Aid

A counselor helps a student at a computer

Making College Affordable We understand that the cost of getting a college education is a huge investment for most families. That is why at Warner, we are dedicated to making sure you get as much financial aid as possible. There are three main types of financial aid: scholarships, grants and loans. Many grants and loans … Read Post